The central government reiterated that "housing is not speculation" releases an important signal! How to go to the property market in the future?

  CCTV News:On April 19th, the Political Bureau of the Central Committee held a meeting to analyze and study the current economic situation and deploy the current economic work. The meeting once again mentioned housing, not speculation, and making policy for the city.

  At this time, the property market is picking up obviously in the first quarter, and the investment in real estate development is accelerating; The introduction of new policies for talents in many places has been linked to the property market policy; There are even some "deregulation" arguments in the market. Reiterating that "housing is not speculation", what signal is released? How does the central government adjust the current market? How will the property market go next?

  How big is the impact of selling a house at half price?

  News link: Hohhot’s "big move" for talents to live in peace

  The "Implementation Measures for Housing Project for University Graduates in Hohhot (Pilot Project)" issued recently clarifies that graduates with ordinary full-time bachelor degree or above (previous 3 years or less) who are employed or start their own businesses within the pilot scope can apply for the housing policy.

  The most concerned point is that "the average selling price of college graduates’ houses is determined according to 50% of the market price in the region where the project is located. If mortgage or provident fund loans are taken, the minimum down payment ratio can be paid by 20%".

  Liu Weimin: Really attracting talents depends on urban development opportunities.

  Liu Weimin, a researcher at the State Council Development Research Center: Of course, the policy introduced in Hohhot is to attract talents, but attracting talents is not just from the perspective of housing.

  Many young people go to the north, Guangzhou and Shenzhen, where housing prices are higher. Why are they still willing to work hard? Because there are industries and more development opportunities. Of course, there are many preconditions for the New Deal in Hohhot itself. Recently, many places have started to design talent introduction policies from the perspective of housing projects, but the eligible targets are still relatively limited, and the impact on the local real estate market is also relatively limited.

  Crown: It’s becoming more common to keep people with houses, and people are more expensive than buildings.

  Wang Guan, financial commentator of Yangguang: If I give a definition to the new policy of Hohhot, my key word is not the property market, but the city.

  Since 2019, more than 50 cities have introduced corresponding talent introduction and preferential housing subsidies, and all localities are competing for traffic. As the capital of the autonomous region, Hohhot is not superior to other provincial capitals and cities at the capital level of the autonomous region, but it cannot lag behind.

  Therefore, people are more expensive than buildings, and it is common to keep people in houses. With high-quality young people, urban development will be more virtuous. I don’t think this is for the sake of destocking in the property market, as some outside interpretations say.

  How to get to the property market without speculating in housing?

  News link: real estate data in the first quarter

  A series of economic data released recently show that in March, housing prices in 70 large and medium-sized cities rose, the number of cities increased, and the price of second-hand houses rose in an all-round way; At the same time, the growth rate of real estate development investment reached a new high from January to March.

  Liu Weimin: The property market will not fluctuate greatly due to the city’s policy.

  Liu Weimin, a researcher at the State Council Development Research Center: The overall policy of destocking has achieved remarkable results in the past few years. In the last three years, the national inventory level is relatively at a historical low.

  Therefore, developers also have the motivation to increase the push and investment; Second, the whole real estate investment, from the sales point of view, is still falling year-on-year, and the whole is still in a narrow fluctuation space. In the future, under the policy of the city, the overall real estate and property market will not fluctuate greatly.

  Wang Guan: if you live in a house and don’t speculate, reiterate the signal of releasing stable expectations.

  Wang Guan, a commentator of Yangguang Finance and Economics, reiterated that "staying in the house and not speculating" not only released the signal of stable expectations, but also actually released a more optimistic attitude.

  For example, the Politburo meeting stated that the main indicators were in a reasonable range, and the market confidence was significantly improved. There is also a key word that the conversion of old and new kinetic energy is accelerated.

  If the house price rises sharply, will it be affected if the hard-won new and old kinetic energy is accelerated? Even turn around? Judging from the central chess game and the high-quality development of China’s economy, real estate is definitely not the first shot, and certainly it cannot be delayed.

  Preventing ups and downs, because of the city’s policy, one city and one policy, may be more in line with the overall macro tone and overall positioning.

  Liu Weimin: Adhere to the tone of regulation and speed up the introduction of a long-term mechanism

  Liu Weimin, a researcher at the State Council Development Research Center: In March, there were signs that house prices in some cities and regions were on the hot side, so it is the basic attitude to insist on regulation and control.

  A very important point in the long-term mechanism is to further improve the supply system. On the one hand, strengthening affordable housing cannot be shaken.

  On the other hand, it is necessary to give more support to the citizens who buy the first set of small and medium-sized self-occupied apartments, fully develop the rental market in big cities, meet the staged housing needs of citizens through institutional investors and government public rental housing, and promote the formation of a gradient consumption concept.

  For second-and third-tier cities, we should grasp the balance between supply and demand in rapid urbanization, and increase land supply in areas with tight supply and demand.

  Wang Guan: The household registration system gradually weakens the value of the property market and returns to the essence of living.

  Wang Guan, commentator of Yangguang Finance and Economics: In early April, the National Development and Reform Commission issued a document to clarify that the permanent population of the urban area is 1 million — 3 million cities should completely cancel the settlement restrictions; 3 million — 5 million cities should fully liberalize and relax the conditions for settlement, and completely cancel the restrictions on the settlement of key groups.

  At least two points can be seen behind this. First, the liberalization of talent migration and the far-reaching equalization of public services behind it; On the other hand, when buying a house in different cities, the price may depend more and more on its living quality. This part that was previously attached to the household registration system but reflected in the price may be removed.